123GIC was created out of a need to provide transparency and competitive investment rates to Canadian investors. We compile data from over 70 banks, credit unions and trust companies to get you the best GIC rates in Canada.

GICs, or Guaranteed Investment Certificates, are secure deposit instruments issued by Canadian financial institutions. Our priority is to make sure individual investors and families have the same access and pricing available to institutional investors.

123GIC provides access to Canada’s largest GIC deposit network. All you need to do is select how much you want to invest and then decide the length of time/term of the deposit. 123GIC automatically generates a list of the best rates out there, saving you the time and effort of shopping around individual financial institutions.

When you find a rate that’s right for you, simply fill out the form and one of our investment advisors will get back to you within 24 hours. They will provide personalized financial advice and help you set up a single account that provides you with access to 70+ financial institutions.

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